Homeowners in the City of Milwaukee can apply to a city loan program that can cover hazardous structural repairs. This page covers that program and what the city's permit list says, so you can plan foundation repair before you call a contractor.
STRONG Homes loans for structural repairs
Owner-occupants of 1 to 4 family homes in the city can apply for STRONG Homes loans of $1,000 to $25,000, and the program lists repair of hazardous structural conditions among eligible work [1]. Limits apply: the home's assessed value can't top $290,000, household income has to be at or under 150% of area median, and you need to have owned and lived there for at least 12 months [1]. An NIDC rehab specialist helps set the scope of work and collect bids from licensed contractors [1].
Does the city require a permit?
The city's quick permit list has no line for foundation repair, and it marks basement alterations as "Probably" [2]. Call Plan Exam & Permits at 414-286-8210 and ask before work begins [2].
What does a STRONG Homes loan cost?
Interest is 0% for households under 60% of area median income and 3% from 60% to 150%, with terms of up to 15 years. You also need to be current on property taxes [1].
Next steps
Repairs you may hear about: bowing wall repair, helical piers or a foundation inspection. Statewide rules are on how it works. Nearby: Wauwatosa, West Allis, Shorewood, or see all service areas.
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Sources
- City of Milwaukee NIDC, STRONG Homes Loan Program (page updated 06/01/2026) https://city.milwaukee.gov/DCD/NIDC/STRONGloan
- City of Milwaukee DNS, Does It Need a Permit? https://city.milwaukee.gov/DNS/permits/PermitChecklist